XRP Ledger developers propose fix for lending protocol repayment rounding
A pull request to rippled filed on 6 November would correct rounding in the XRP Ledger's native lending protocol so a loan's final instalment cannot exceed the scheduled amount. The change sits under a planned LendingProtocolV1_2 amendment and recalculates outstanding balances after each on-time payment. Loans already one unit high keep the difference until an overpayment. The lending amendments are not live and need over 80% validator support for two weeks; no activation date has been set.
